Accounts

Savings / No Cost Checking / Checking Plus / VISA Debit / Christmas Club / Tom Sadowski Memorial Scholarship / IRA's / Certificates of Deposit / Clark American Check Order

Current Dividends

Savings

A CCU savings account is known as a Share Account. Deposits may be made in person, through payroll deduction, electronic funds deposit or by mail. A minimum initial refundable deposit of $25.00 is required.
Dividends are paid quarterly on any balance.

No Cost Checking

This account is truly FREE! The No Cost Checking account has no minimum balance requirements, no monthly service fees, and offers unlimited check writing. You will also receive a detailed monthly statement at no cost to the member.*
(* A minimal fee is charged for canceled check copies, stop payments, insufficient funds checks, and printing of checks for both the No Cost and Checking Plus accounts.)

Checking Plus

A minimum balance of $500.00 is required to earn dividends that are paid on the average daily balance. Dividends are paid monthly, and there is a $10.00 monthly service fee if the minimum balance is not maintained. *
(* A minimal fee is charged for canceled check copies, stop payments, insufficient funds checks, and printing of checks for both the No Cost and Checking Plus accounts.)

VISA Debit Card

The VISA Debit Card is designed to eliminate the hassle of check-writing. The card's functions are equal to that of a credit card, however, the purchase amount is automatically deducted from your checking account.

To apply for your new VISA Debit Card please go to our application page. If approved, your debit card will be sent to your home approximately 10-12 days after processing. You MUST activate your card through the 1-800 number on the card, and also by calling the credit union at (314) 725-1113

Christmas Club

The best Christmas present ever is to enter the new year debt free. Start saving early with our Christmas Club account. Save a little on a regular basis and you'll be surprised how much your money will increase. This account earns dividends, and funds are disbursed by November 1st of every year.

The Tom Sadowski Memorial Scholarship, Sponsored by County Credit Union™

For youth ages 13 - 17, we offer a program specifically designed to assist them in learning financial responsibility. This group receives a quarterly newsletter. Each Spring, graduating high school seniors have the opportunity to apply for scholarships. The scholarships may be used towards a Tech/Business School, Community College, or a four-year College/University. See application for all requirements.

To apply for the TSM Scholarship Program, click here

IRA

Opportunity and Security

Thinking of opening an IRA? It's definitely a smart way to save for your future, especially now that IRAs offer more flexibility and tax advantages. At County Credit Union™, IRAs also offer security and peace of mind. Our IRA investments are safe because deposits are insured. That means your savings can grow without risking your principal, and you can rest easier knowing your money will be there when you need it.

A credit union IRA comes with these benefits:

• Competitive rates
• Low or no annual maintenance fees
• Payroll deduction to simplify contributions
• Low minimum deposit requirements

Stop by or give us a call with questions about the new IRAs and how they can benefit you. We have the tools to help you compare your IRA options and determine how much you'll need to save for your retirement. Ask us for your free copy of our chart, "Choosing the IRA that's right for you" and our "Retirement Savings Worksheet."

CCU dividends paid.

Certificates of Deposit

County Credit Union™ also offers competitive CD rates. Terms and rates vary, so be sure to check out our rate section and compare.