Loans
Homes /
Auto /
Boats, Motors and Trailers /
New RV or Motorcycle /
Consumer
Homes
1st and 2nd Mortgage
County Credit Union™ has over 35 different loans available for your home loan needs. We will do our best to customize your loan to fit your financial circumstances and needs.
Call us at (314) 725-1113 for current rates, or stop by our office at:
130 S. Bemiston, Suite 100 * Clayton, MO 63105
for FREE Financial Counseling on the plan that best suits you.
Home Equity
By acquiring a loan on the existing equity in your home, it maybe possible to do something like pay off higher rate credit cards, consolidate higher rate loans, pay for college tuition, home improvements ... the list goes on and on. In many cases the interest you pay is tax deductible, which saves you even more around tax time.
Auto
County Credit Union™ offers NEW and USED auto loans with the financing you need to drive home your auto of choice today! Compare our competitive rates with your current rate...if yours is higher, talk to us about refinancing. Also view our newest listing of Credit Union Member Lending Systems dealerships that participate with us in our Financing You Can Trust program!
(100% of purchase price for new and used autos, NOT to exceed NADA retail values for used autos.)
By refinancing your automobile with us, you may be able to:
• Lower your monthly payment
• Save hundreds of dollars in interest
• Skip one month's payment-where applicable
• Save time by using our convenient pay options
The terms offered are for 6 months to 72 months based off your credit score bankruptcy score, amount of loan, and debit to income ratio.
County Credit Union™ also offers ONE STOP shopping from Enterprise Car Sales.
Go directly to the Enterprise web site.
You could buy your next car in just 3 easy steps through Enterprise Car Sales.
Want to find out what your car payments will be? Check out our loan calculator!
Interested in applying for a loan? Try our easy
on-line loan application.
See the NADA Official Used Car Guide web edition for values on new and used vehicles.
The Mechanical Breakdown Administrators, Inc. (MBA) Extended Warranty covers your expenses if the unexpected happens to your vehicle.
The average family drives 18,000 to 20,000 miles per year. In this amount of time, your vehicle may be out of the manufacturer's warranty in less than 2 years. Don't let your vehicle go unprotected during the critical period of ownership. Here is an idea of what kind of repairs you might face:
| Repair Description |
Cost |
Engine Overhaul/replacement
Transmission Overhaul/replacement
Air Conditioning Compressor
Power Steering Rack
CV Joint boots, axle
Radiator
Instrument Cluster
Fuel Pump
|
$ 3,200
$ 2,450
$ 675
$ 500
$ 475
$ 450
$ 550
$ 435
|
Three Levels of Coverage Are Available:
• Bumper to Bumper Coverage
For all eligible vehicles with 0 to 50,000 miles on the odometer.
• Preferred
For all eligible vehicles with 50,001 to 80,000 miles on the odometer.
• Power Train Plus
For all eligible vehicles with 80,001 to 100,000 miles on the odometer.
Complete Protection
This program is fully underwritten by one of the largest insurance companies. Our Guaranteed Auto Protection (GAP) provides you with "Peace of Mind Security" against vehicular financial losses.
What Is Guaranteed Auto Protection?
Guaranteed Auto Protection (GAP) offers protection against financial liability to individuals who finance a new or used vehicle. GAP protects against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered. With GAP, the covered deficiency balance is waived.
This program is fully underwritten by one of the largest insurance companies. Our Guaranteed Auto Protection (GAP) provides you with "Peace of Mind Security" against vehicular financial losses.
What Does GAP Cover?
In today's automobile market, during the first few years that you own your vehicle, your loan balance can be higher than the actual value of your car, as a result of depreciation. As your car's value declines, your loan balance can be significantly higher. If your car is stolen, or totaled in an accident, you will be liable to pay the difference between your insurance settlement and your outstanding loan balance.
In most cases, GAP insurance will pay the balance of your loan. It will also pay our insurance deductible, up to $1,000.
Call 314-725-1113! We will answer any questions you have and walk you through the process step by step.
*Loans are only available for eligible members.
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Boats, Motors and Trailers
Dream of a new boat or motor? Is your RV outdated or too small because your family outgrew it? These low rates could be just what's in order to relieve those growing pains.
(75% of purchase for New or 100% of NADA Loan Value for Used, NOT to exceed purchase price.)
Please call for current rates. The terms offered are for 60 months to 180 months based off your credit score, bankruptcy score, amount of loan, and debit to income ratio.
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New RV or Motorcycle
Please call for current rates. The terms offered are for 6 months to 72 months based off your credit score, bankruptcy score, amount of loan, and debit to income ratio.
Find out your payments with our loan calculator.
Can't wait to apply? Check out our on-line loan application.
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Consumer
• Signature
The terms offered are for 12 months to 36 months based off your credit score, bankruptcy score, amount of loan, and debit to income ratio.
• Line of Credit Loans
(From $500.00 to $10,000.00)
Fixed Rate
Variable Rate *
Approval based on your credit score, bankruptcy score, amount of loan and debit to income ratio
* The Annual Percentage Rate may change on the first day of each month.
• Share Secured Loans
Based on the available funds in your share
account, this could be an excellent way of
starting a good credit history, or re-building one.
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