SIGNATURE LOAN RATES |
AS OF FEBRUARY 1, 2008
$500 TO $10,000 |
| |
MINIMUM BANKRUPTCY SCORES |
|
| FICO SCORES |
750 |
700 |
600 |
450 |
270 |
|
MAX TERM |
| 750 AND UP |
6.25% |
6.25% |
6.25% |
|
|
|
36 |
| |
|
|
6.25% |
|
|
24 |
| |
|
|
|
6.25% |
|
18 |
| |
|
| 700 - 749 |
7.00% |
7.00% |
7.00% |
|
|
|
30 |
| |
|
|
7.00% |
|
|
24 |
| |
|
|
|
7.00% |
|
18 |
| |
|
| 640 - 699 (BASE) |
7.75% |
7.75% |
7.75% |
|
|
|
24 |
| |
|
|
13.90& |
|
|
18 |
| |
|
|
|
22.00% |
|
12 |
| |
|
| 615 - 639 |
13.90% |
13.90% |
13.90% |
|
|
|
18 |
| |
|
|
22.00% |
N/A |
|
12 |
| |
|
| 590 - 614 |
15.90% |
15.90% |
22.00% |
N/A |
N/A |
|
12 |
| |
|
| 570 - 589 |
17.90% |
22.00% |
N/A |
N/A |
N/A |
|
12 |
| |
|
| BELOW 570 |
22.00% |
N/A |
N/A |
N/A |
N/A |
|
12 |
| |
LINE-OF-CREDIT |
| |
FIXED |
|
VARIABLE |
| MINIMUM FICO SCORE |
640 |
|
13.90% |
|
PRIME + 4.90% |
| MINIMUM BANKRUPTCY SCORE |
600 |
|
|
|
|
| |
| SHARE SECURED |
|
|
|
|
|
| |
| MINIMUM FICO SCORE |
N/A |
|
|
|
MAXIMUM TERM 12 MONTHS |
| MINIMUM BANKRUPTCY SCORE |
|
|
|
|
FIXED RATE @ 5.00% |
| |
AUTO LOAN RATES |
AS OF FEBRUARY 1, 2008
BOATS AND RV'SADD 2% MOTORCYCLES ADD 3% |
| |
MINIMUM BANKRUPTCY SCORES |
|
| FICO SCORES |
750 |
700 |
600 |
450 |
270 |
|
MAX TERM |
MIN $'S |
| 750 AND UP |
4.95% |
4.95% |
4.95% |
|
|
|
60 |
7,500 |
| 5.70% |
5.70% |
5.70% |
|
|
|
72 |
20,000 |
| |
|
|
5.70% |
6.45% |
|
36 |
2,500 |
| |
|
|
6.70% |
7.45% |
|
48 |
5,000 |
| |
|
| 700 - 749 |
5.20% |
5.20% |
5.20% |
|
|
|
60 |
7,500 |
| 5.95% |
5.95% |
5.95% |
|
|
|
72 |
20,000 |
| |
|
|
5.95% |
6.70% |
|
36 |
2,500 |
| |
|
|
6.95% |
7.70% |
|
48 |
5,000 |
| |
|
| 640 - 699 (BASE) |
5.95% |
5.95% |
5.95% |
|
|
|
60 |
7,500 |
| 6.70% |
6.70% |
6.70% |
|
|
|
72 |
20,000 |
| |
|
|
11.90% |
22.00% |
|
36 |
2,500 |
| |
|
|
13.90% |
N/A |
|
48 |
5,000 |
| |
|
| 615 - 639 |
11.90% |
11.90% |
11.90% |
|
|
|
48 |
5,000 |
| |
|
|
17.90% |
22.00% |
|
36 |
2,500 |
| |
|
| 590 - 614 |
13.90% |
13.90% |
|
|
|
|
36 |
2,500 |
| |
|
17.90% |
22.00% |
N/A |
|
24 |
2,000 |
| |
|
| 570 - 589 |
17.90% |
22.00% |
N/A |
N/A |
N/A |
|
24 |
2,000 |
| |
|
| BELOW 570 |
22.00% |
N/A |
N/A |
N/A |
N/A |
|
18 |
1,000 |
|
|
|