AUTO LOAN RATES |
AS OF JULY 1, 2010
BOATS AND RV'SADD 2% MOTORCYCLES ADD 3% |
| |
MINIMUM BANKRUPTCY SCORES |
|
| FICO SCORES |
750 |
700 |
600 |
450 |
270 |
|
MAX TERM |
MIN $'S |
| 750 AND UP |
3.95% |
3.95% |
3.95%
|
|
|
|
36 |
5,000 |
| 4.50%
|
4.50% |
4.50% |
|
|
|
48 |
6,500 |
| 4.75% |
4.75% |
4.75% |
|
|
|
60 |
7,500 |
| 6.00% |
6.00% |
6.00% |
|
|
|
72 |
20,000 |
| |
|
|
6.25% |
6.95% |
|
36 |
2,500 |
| |
|
|
7.25% |
8.45% |
|
48 |
5,000 |
| |
|
| 700 - 749 |
4.70% |
4.70% |
4.70% |
|
|
|
36 |
5,00 |
| 5.25% |
5.25% |
5.25% |
|
|
|
48 |
6,500 |
| 5.50% |
5.50% |
5.50% |
|
|
|
60 |
7,500 |
| 6.75% |
6.75% |
6.75% |
|
|
|
72 |
20,000 |
| |
|
|
7.20% |
7.20% |
|
36 |
2,500 |
| |
|
|
8.20% |
9.20% |
|
48 |
5,000 |
| |
|
| 640 - 699 (BASE) |
5.45% |
5.45% |
5.45% |
|
|
|
36 |
5,000 |
| 6.00% |
6.00% |
6.00% |
|
|
|
48 |
6,500 |
| 6.25% |
6.25% |
6.25% |
|
|
|
60 |
7,500 |
| 7.50% |
7.50% |
7.50% |
|
|
|
72 |
20,000 |
|
|
|
13.90% |
N/A |
|
36 |
2,500 |
| |
|
|
15.90% |
N/A |
|
48 |
5,000 |
| |
|
| 615 - 639 |
13.90% |
13.90% |
15.90% |
|
|
|
48 |
5,000 |
| |
|
|
22.00% |
N/A |
|
36 |
2,500 |
| |
|
| 590 - 614 |
15.90% |
15.90% |
|
|
|
|
36 |
2,500 |
| |
|
17.90% |
N/A |
N/A |
|
24 |
2,000 |
| |
|
| 570 - 589 |
17.90% |
22.00% |
22.00% |
N/A |
N/A |
|
24 |
2,000 |
| |
|
| BELOW 570 |
22.00% |
22.00% |
22.00% |
N/A |
N/A |
|
18 |
1,500 |
| |
SIGNATURE LOAN RATES |
AS OF JULY 1, 2010
$500 TO $10,000 |
| |
MINIMUM BANKRUPTCY SCORES |
|
| FICO SCORES |
750 |
700 |
600 |
450 |
270 |
|
MAX TERM |
| 750 AND UP |
6.25% |
6.25% |
|
|
|
|
36 |
| |
|
7.25% |
|
|
|
24 |
| |
|
|
13.90% |
22.00% |
|
18 |
| |
|
| 700 - 749 |
7.00% |
7.00% |
|
|
|
|
30 |
| |
|
8.00% |
|
|
|
24 |
| |
|
|
15.90% |
22.00% |
|
18 |
| |
|
| 640 - 699 (BASE) |
7.75% |
9.75% |
|
|
|
|
24 |
| |
|
10.75% |
|
|
|
18 |
| |
|
|
17.90% |
N/A |
|
12 |
| |
|
| 615 - 639 |
13.90% |
13.90% |
|
|
|
|
18 |
| |
|
15.90% |
22.00% |
N/A |
|
12 |
| |
|
| 590 - 614 |
17.90% |
17.90% |
22.00% |
N/A |
N/A |
|
12 |
| |
|
| 570 - 589 |
22.00% |
22.00% |
22.00% |
N/A |
N/A |
|
12 |
| |
|
| BELOW 570 |
N/A |
N/A |
N/A |
N/A |
N/A |
|
12 |
| |
LINE-OF-CREDIT |
| |
FIXED |
|
VARIABLE |
| MINIMUM FICO SCORE |
670 |
|
13.90% |
|
PRIME + 4.90% |
| MINIMUM BANKRUPTCY SCORE |
600 |
|
|
|
|
| |
SHARE SECURED |
| |
| MINIMUM FICO SCORE |
N/A |
|
|
|
MAXIMUM TERM 12 MONTHS |
| MINIMUM BANKRUPTCY SCORE |
N/A |
|
|
|
FIXED RATE @ 5.00% |
| |
CD SECURED |
| |
| MINIMUM FICO SCORE |
N/A |
|
|
|
MAXIMUM TERM - CD MATURITY DATE |
| MINIMUM BANKRUPTCY SCORE |
N/A |
|
|
|
CD RATE + 3.00% MINIMUM 5.00% |
| |
CERTIFICATES OF DEPOSIT |
ANNUAL PERCENTAGE |
|
AS OF JULY 1, 2010
|
| TERM |
RATE |
|
YIELD |
|
| 3 MONTHS |
0.100% |
|
0.10% |
|
| 6 MONTHS |
0.200% |
|
0.20% |
|
| 9 MONTHS |
0.200% |
|
0.20% |
|
| 12 MONTHS |
0.250% |
|
0.25% |
|
| 18 MONTHS |
0.499% |
|
0.50% |
|
| 24 MONTHS |
0.784% |
|
0.75% |
|
| 30 MONTHS |
0.784% |
|
0.75% |
|
| 36 MONTHS |
0.784% |
|
0.75% |
|
| 48 MONTHS |
0.784% |
|
0.75% |
|
| 72 MONTHS |
0.784% |
|
0.75% |
|
| ODD TERMS |
SEE MIKE |
|
SEE MIKE |
|
| |
|
|
|
