Loan app

Rates

Saving & Investment Rates

Please note the rates below reflect an annual percentage yield. A minimum deposit may be required, and there may be penalties for early withdrawal.

Savings Accounts – Effective January 2, 2023

Account Type

APY*

Account Requirements

Regular Shares

0.03%

Minimum to open: $5

High-Yield Savings

0.20% on balances up to $30,000
0.76% on balances between $30,000-$40,000
1.00% on balances $40,000-$50,000
1.26% on balances $50,000+

Minimum to open: $15

Holiday Club

0.03%

Minimum to open: $15

IRA Cash Account

0.30%

Minimum to open: $10

Checking Plus

2.02% on balances between $250 and $1,000
0.20% on balances $1,000-$30,000
0.76% on balances $30,000+

Minimum to open: $250

GenNext (up to age 18)

0.50%

Minimum to open: $5

Certificates of Deposit – Effective January 2, 2023

Term

APY*

Account Requirements

3 months

0.10%

Minimum to open: $1,000

6 months

0.20%

Minimum to open: $1,000

12 months

0.50%

Minimum to open: $1,000

18 months

0.55%

Minimum to open: $1,000

24 months

0.60%

Minimum to open: $1,000

36 months

1.00%

Minimum to open: $1,000

48 months

1.26%

Minimum to open: $1,000

60 months

1.51%

Minimum to open: $1,000

*All rates are subject to change without notice. Contact the credit union for complete details.

Loan Rates

APR=Annual Percentage Rate. Rates are subject to change without notice and are based on credit qualifications and other factors. The rates below feature our best available rates. Please contact CCU for complete details.

Auto Loan Rates – Effective December 1, 2023
Model Year: 2021-2024 (New or Used)
Term APR
42 months 5.75%
52 months 6.25%
66 months 6.75%
78 months ($10,000 minimum) 7.25%
84 months ($15,000 minimum) 8.25%
Model Year: 2018-2020
Term APR
42 months 6.25%
52 months 6.75%
66 months 7.25%
78 months ($10,000 minimum) 7.75%
84 months 9.25%
Model Year: 2011-2017
Term APR
42 months 6.75%
52 months 7.25%
66 months 8.00%
Boat & RV Loan Rates – Effective  December 1, 2023
Model Year: 2021-2024 (New or Used)
Term APR
42 months 7.75%
52 months 8.25%
66 months 8.75%
78 months ($10,000 minimum) 9.25%
84 months ($15,000 minimum) 10.25%
Motorcycle Loan Rates – Effective December 1, 2023
Model Year: 2021-2024 (New or Used)
Term APR
42 months 8.75%
52 months 9.25%
66 months 9.75%
78 months ($10,000 minimum) 10.25%
84 months ($15,000 minimum) 11.25%

Personal Loan Rates – Effective January 1, 2023

 
 

Loan Type

Term

APR

Signature (Personal)

Up to 72 months

4.99%

Checking Line of Credit

Revolving

9.99%

Share Secured

Up to 60 months

2.25%

Certificate Secured

Up to 60 months

2.25%

(314) 725-1113 • Toll-Free (844) 383-8650
Routing #281080360